Mortgage Loans

It's your move. We can help.

Local Lending for buying, building or refinancing.

Cortland Banks offers home mortgage programs that ...

  • will accommodate almost every personal financial situation
  • are competitively priced and flexible
  • are conventional to non-conforming; owner-occupied to investment

Cortland Banks’ Mortgage Center lends its own money, plus shops for other investor sources to give its customers top-quality products.

Call Cortland Banks’ Mortgage Center at 1-800-366-2334 for:

  • Professional home mortgage counseling - It’s free, with no obligation.
  • An honest assessment of your financial situation.
  • An interview at your office, your home, or a location of your choosing.
  • Mortgage professionals who care, understand and are available to meet according to your schedule.



Know your mortgage lender.

NMLS Consumer Access is a free service where you can look up your Mortgage Loan Originator. You will find Cortland Banks' Mortgage Lender NMLS numbers at the bottom of this webpage. The NMLS number for the entire bank is: 531589.

Our Loan officers are available to meet with you 7 days a week.  We offer evening appointments.

Trumbull, Ashtabula & Portage Counties

Joni Everson,
Vice President
Retail Mortgage Lending
330.372.1520 (office)
330.647.0211 (cell)
330.372.7780 (fax)
NMLS: 728192

Portage, Cuyahoga, Summit, Geauga & Lake Counties

Michele Cermak,
Vice President
Retail Mortgage Lending
330.282.4147 (office)
440.476.4175 (cell)
330.274.0288 (fax)
NMLS: 435984

Columbiana & Mahoning Counties

Richard Pavlock,
Vice President
Retail Mortgage Lending
330.540.6087 (cell)
330.286.3824 (fax)
NMLS: 913667

Mahoning County

Rocky Page,
Vice President
Retail Mortgage Lending
330.286.3822 (office)
330.720.3093 (cell)
330.286.3824 (fax)
NMLS: 709731

James Wellington,
Vice President
Retail Mortgage Lending
330.286.3822 (office)
330.717.7779 (cell)
330.286.3824 (fax)
NMLS: 728184

Member FDIC
Equal Housing Lender
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