It's simple.

When the presents are unwrapped and the holiday bills are ready to be opened a little holiday jingle could go a long way.

1. Open your new Checking Account*

2. Set up your Direct Deposit or other qualifying, reoccurring ACH debit.

3. Enjoy and use your account, which features eStatements.

PLUS! Sign up for a Debit Card. Mobile Banking is also available.


Click to View Checking Account Details:

Business Checking  Personal Checking


Non-interest bearing business and consumer accounts qualify for this promotion. More qualifying details can be found below.


Learn how you can qualify for these limited-time offers:

*One-hundred dollar offer available for all new Cortland Banks non-interest bearing consumer and business checking accounts opened between September 12 –November 30, 2011, with a minimum deposit of $50 not currently on deposit with Cortland Banks. Offer limited to one per customer. To qualify you must have a new reoccurring ACH, such as Bill Pay, Direct Deposit of your payroll, pension or Social Security benefit. Offer not valid on account conversions, for accounts closed in the past 30 days, or in combination with any other offer (except limited-time referral program). Checking account must remain open and active for a minimum of 90 days (“Term”), to receive the $100 deposited into your account within 15 business days of meeting all conditions at the end of the Term. $100 is considered interest and will be reported on IRS Form 1099-INT. Offer may be withdrawn at any time. Registering and receiving eStatements required. Application for Debit Card required. Free Debit Card to those who qualify. Customer must present coupon or mention the promotion during account opening. Employees of Cortland Banks are not eligible for this promotion.
Personal Bankers Please Use Code: 100CHK11.
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